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Sugar and Money

Sugar and Money

Sweet Life Sweet Finances

Meet Jackie

Hi and Welcome!

I’m Jackie, the ever optimistic, dreamer, planner and lifetime learner behind Sugar and Money. I am so determined to pay off the last of my debt that I am crazy enough to document the journey for whoever is interested to see. I hope to show that becoming debt free is totally possible but definitely a conscious choice that has to be made constantly. What you may not see a lot of is my awesome husband Henry that listens to all my crazy ideas, takes the photos for this blog and definitely balances out my inner Libra. We are parents to an adorable, awesome and full of energy daughter, Lauren (Lolo), who is our living and breathing WHY.

I’ve had a strong interest in personal finances for years and personally know the struggles of being in debt while also trying to enjoy life. At Sugar and Money those worlds collide to balance out defining and living your sweet life while giving yourself permission to have sweet finances. After all, no one wants to be in debt and everyone wants a nice vacation or treat from time to time. It may just take redefining that vacation or treat. Follow along as I document how I paid off $60,000 in debt (car loan, credit cards, a few student loans) and how I will live a sweet life while paying off the last remaining $39,000 of student loans (As of February 2019).

Paid off Debts:
* $23,000 Car – Paid off early – in full.
* $20,000 Credit Card Debt – All paid off. Nothing written off.
* $34,000 Student Loan Debt – 7 loan Groups Paid Off with 3 to go.

Current Debt:
* $30,000 Student Loan Debt (3 Loan Groups) … May 2020

If you would like to contact me by email: jackie@sugarandmoney.com

I am very active on Instagram: @sugarandmoney

Also find me on Facebook @sugarandmoneyblog

So, grab a sweet treat and start by reading these 2 posts:

Permission Granted
Welcome to Sugar & Money!

“Life is short, and it’s up to you to make it sweet.”

SADIE DELANEY

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It’s Talk Money Thursday! 🤑 Well almost every It’s Talk Money Thursday! 🤑 Well almost everyday we talk money over here either on my feed or in my stories but it does have a good ring to it 😂

👩🏾‍🎓 So let me know how much money are you gifting the graduates in your life? 

👰🏾 Also, what about the new brides and grooms because it’s also wedding SZN and let’s be honest - The people want money Money! 

👂🏾 So let me know how much are you planning to gift graduates and the newlyweds?

I’ll drop mine in the comments 👇🏾

#sugarandmoney #talkmoneythursday #monetarygifts
Okay, I know I am a few days late but Happy May! 🌸 
Also it is never to late to get your budget together for the month.

Here are a few reminders of events that you may need to budget for:

🍹 Cinco de Mayo Celebrations
💐 Mother’s Day
✏️ Teacher Appreciation Week
👗 Prom
 👩🏾‍🎓 Graduation
 🇺🇸 Memorial Day
 🪴 Home or Garden Projects
☀️ Summer Camp Fees

👉🏾Let me know of any other expenses that you’re including in your May budget besides your routine expenses…

Share with your accountability partner or someone needing help with budgeting and save to cross reference with May budget.

#maybudget #maybudgetreminders #maybudgetreview #sugarandmoney #moneyonmymind
Did you know that April is Financial Literacy Mont Did you know that April is Financial Literacy Month? Well it is and unfortunately it is coming to an end. 

However, becoming more financially literate never ends 🙂

I believe there is always something to learn about finances or you can teach someone else about it.

3 ways that I’ve benefited from financial literacy are:

1: I’ve been able to make better financial decisions especially when deciding if I should spend money vs saving or investing it.

2. I’ve become better at managing my money and debt by having a savings account for a rainy day and paying off debt like high interest credit cards.

3. Learned more about investments and retirement by investing in my 401k and Roth IRA.

👉🏾 Now I would love to hear how has financial literacy helped you? 

#financialliteracymonth #sugarandmoney #womenandmoney
Well, A new adventure is about to begin in our lif Well, A new adventure is about to begin in our life and babyee, the journey hasn’t been easy but I won’t complain! Okay, I do complain but only to a select few 🤣 However, through it all, I’m remaining grateful and happy! 🥰

So party of 4 loading as our baby girl will be making an appearance this Summer 🙏🏾💖
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Sugar and Money

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