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Sugar and Money

Sugar and Money

Sweet Life Sweet Finances

Meet Jackie

Hi and Welcome!

I’m Jackie, the ever optimistic, dreamer, planner and lifetime learner behind Sugar and Money. I am so determined to pay off the last of my debt that I am crazy enough to document the journey for whoever is interested to see. I hope to show that becoming debt free is totally possible but definitely a conscious choice that has to be made constantly. What you may not see a lot of is my awesome husband Henry that listens to all my crazy ideas, takes the photos for this blog and definitely balances out my inner Libra. We are parents to an adorable, awesome and full of energy daughter, Lauren (Lolo), who is our living and breathing WHY.

I’ve had a strong interest in personal finances for years and personally know the struggles of being in debt while also trying to enjoy life. At Sugar and Money those worlds collide to balance out defining and living your sweet life while giving yourself permission to have sweet finances. After all, no one wants to be in debt and everyone wants a nice vacation or treat from time to time. It may just take redefining that vacation or treat. Follow along as I document how I paid off $60,000 in debt (car loan, credit cards, a few student loans) and how I will live a sweet life while paying off the last remaining $39,000 of student loans (As of February 2019).

Paid off Debts:
* $23,000 Car – Paid off early – in full.
* $20,000 Credit Card Debt – All paid off. Nothing written off.
* $34,000 Student Loan Debt – 7 loan Groups Paid Off with 3 to go.

Current Debt:
* $30,000 Student Loan Debt (3 Loan Groups) … May 2020

If you would like to contact me by email: jackie@sugarandmoney.com

I am very active on Instagram: @sugarandmoney

Also find me on Facebook @sugarandmoneyblog

So, grab a sweet treat and start by reading these 2 posts:

Permission Granted
Welcome to Sugar & Money!

“Life is short, and it’s up to you to make it sweet.”

SADIE DELANEY

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I’mma let y’all finish Spring Break and all bu I’mma let y’all finish Spring Break and all but I have to say, I’m a bit jelly because I want to be on Spring Break too 🥺

Beach me please! 😂

But Don’t mind me, I’m just over here living vicariously through everyone’s IG posts, IG stories and checking my savings account while simultaneously checking my calendar to see when I can be on vacay too! 😂

Where are you planning to vacation at this year?
Knowing that we can own more than 1 property at a Knowing that we can own more than 1 property at a time was eye opening! 

When you are the first to do something or it’s not deemed “normal” it can be a little intimidating or even scary! 

But seeing that we can own more than one property, why not make the next property we own an income property 🤷🏾‍♀️

Therefore; that’s our plan! 👨‍👩‍👧 (PS: @apple  where are the Black and Brown family emojis) 

How about you? Do you own an income property or plan to acquire any? 👇🏾
The financial scarifies made last year and the pri The financial scarifies made last year and the prior years - paid off. Because of paying down debt, consistently investing in our investment accounts and saving money - we were able to buy our new house without selling our old house.

You know what’s even crazier - right now we have ownership of our first house; our current house and an apartment! 

I don’t take any of it for granted but all of that took work and some major sacrifices!
Hello April! 🤗 I need you to come on in here wi Hello April! 🤗
I need you to come on in here with the sense your momma gave you and sit on down. 💺💺💺

I’m extremely delighted that Quarter 1 of 2021 is over because I almost quit my job because of the time away from my family, commute and inability to secure a contract on a resale home. It was frustrating, stressful and the paycheck wasn’t worth it to me with no end in sight! 

That’s right, I was ready to quit my job in NC and go right back to SC! 

But God ....

Thank God a new home came on the market that was still being built and we were able to buy that one. However, it wouldn’t be ready until March so we moved into an apartment with about 10% of our belongings and everything else went into storage!

Well yesterday, we closed on our new house and today the remaining 90% of our belongings arrived on this beautiful moving truck!

They even classified me as “executive class” - thats cool and all but where is the executive pay! 😂😂😂

Anywho, Happy April Y’all, Happy New Beginnings and Happy Quarter 2!

What are you looking forward to in this new month?👇🏾
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