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Sugar and Money

Sweet Life Sweet Finances

debt snowball

How to Pay off Thousands of Credit Card Debt

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👉🏾Today’s Action Take a page out of my bo

👉🏾Today’s Action

Take a page out of my book on just 1 simple but powerful action to take today.

It is creating a brain dump! 🧠

A brain dump is basically just creating a list of everything that comes to mind. This process gets everything out of your mind and onto paper so you can focus on what you need to take action on.

You can create a brain dump on a specific area or topic or just everything that comes to mind.

Then the fun happens when you can check things off! ✅

I created one today of everything that comes to mind that I want to focus on as March comes to an end within in 2 weeks.

Now Tell me something that you would put on your current brain dump👇🏾

PS: If pen to paper isn’t your thing then use the notepad in your phone 🙂

#selfcaresunday #braindump #planneraddict #sugarandmoney

Happy International Women’s Day 2023! ✊🏿✊

Happy International Women’s Day 2023! ✊🏿✊🏾✊🏽✊🏼✊🏻

The theme for this year is Embrace Equity.

The IWD 2023 campaign is striving to inspire worldwide discussion about embracing equity, so it’s important to understand the difference between equality and equity.

Equality means each individual or group is given the same resources or opportunities, while equity recognises each person has different circumstances and allocates the exact resources and opportunities needed to reach an equal outcome.

🥂”Here’s to strong women. May we know them. May we be them. May we raise them.”

Please tag any women that inspire you! Or give that woman a shout out below!

Happy International Women’s Day! 💐

#iwd2023 #embraceequity #sugarandmoney

Ok Y’all, hear me out because I know how you all

Ok Y’all, hear me out because I know how you all like to tussle especially over Queen B.

But I have to say, let’s all take a collective deep breath and not get all worked up over these advertised resale ticket prices.

Honestly, I hope you haven’t bought them 😳The tickets for the United States leg of the tour aren’t on sale yet.

Again, Tickets aren’t on sale yet!

Hopefully you didn’t let excitement and FOMO cause you to buy nose bleeds seats in the range of $500-$600+.

Personally I don’t believe tickets will start that high especially in the upper sections but time will tell.

However for now, do your due diligence and register for presale access, check for the official tickets, etc.

I’m not going to tell you what to spend on a ticket, what not to spend, etc. Everyone knows their income, their budget and their responsibilities- so you know what you can afford for a concert especially if you have to travel to see Beyoncé or any of your favorite artists.

I even saw a video saying tickets are $2000! Okay, maybe VIP might be that much but again official ticket prices aren’t released yet but I’m sure to just grab any seat, it’s not going to be $500 or $2000🤷🏾‍♀️

So 1,2,3…. Whoosaw!

And if I’m wrong, I will come back to this post and apologize.

🗣Let me know what’s the most you’re willing to pay to see Queen Bey’s Renaissance tour👇🏾

#beyoncerenaissance #sugarandmoney #budgetfirst

Do you REALLY know how much you’re paying monthl

Do you REALLY know how much you’re paying monthly for subscriptions?

🗞 An article by CNBC (9/6/22) states that, “54% of consumers underestimate how much they spend (on subscriptions) by at least $100.” The average per month is $133 with some people having over $400/mo in subscriptions 😳 (survey of 1000 people).

🌞 So on this beautiful Self Care Sunday, take some time and review your bank statement and/or credit card statement and see what you’re actually paying for subscriptions.

Then are you okay paying that amount?
Do you truly need all those subscriptions?

If the answer is no, then start cancelling those unneeded subscriptions!

📱 2 apps that you can use to find your subscriptions is @mintapp and @rocketmoney

The article also mentioned that people forget about them since the subscription is on autopay and I must admit, there has been a time or 2 that I’ve let subscriptions run longer than they needed to because of that darn autopay 😡

So take a few a minutes today to cancel those unneeded subscriptions, it could save you at least $300 a year! ($25/mo saved in subscriptions equals $300!)!

👉🏾Comment below and let me know what’s the last subscription you canceled or what subscription will you cancel after reading this post?

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